I saw someone left an info ([email protected]/ +1 205 346 7951) under a comment section on helping to repair credit. I was interested in knowing more and if they still does this. I had a poor credit score, an old bankruptcy and problems with getting approved for an apartment due to my two broken leases from the past which I explained to TROVIAN when I contacted them. They cleared off my credit records and boost my credit score to 805 plus (excellent) within just 10days of knowing them.

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In 2018 I had a low credit score. I would often surf the internet looking for real hackers that could help increase my score. Well, as expected I got swindled twice. Eventually, I gave up my search and concluded that it wasn’t possible for hackers to increase credit scores. The good news is that I read on Trulia about HACK WEST the credit specialist, I was pessimistic at first but I decided to give it a try. In just after 10 days my credit was fixed. HACKWEST was able to increase my score, not only that they added some positive remarks on it. If you have a bad credit score you might want to contact them via (424) 307 2638 [email protected] Thank you
Hello my name is Michael Osman I was desperately in need to fix my credit after I was knocked out of my house few weeks ago. I met an old friend of mine and I told him about my present situation and how I was knocked out of my house due to my bad credit. He recommended me to a credit expert called HACKWEST how they fixed and boosted his credit to an excellent point and they removed all negative items, late payments, loans. So I contacted them and asked if they can bring my credit up to standard, after much discussion and the little they ask from me just in less than 7days my score got raised from a low 440 to 800 (excellent). You can as well contact via: [email protected] / (424) 307 2638 for any kind of credit fix.
My name is Dean and I was so ready to purchase a home but my credit was in a terrible condition and wouldn’t let me qualify for the purchase. My credit score was less than 508, and I had charge offs and a lot of student loans. I’m a veteran, so I wanted to use my VA COE; however I was in dire need of credit repair. I went on the internet in search of a credit specialist. There was this particular specialist that was widely spoken of, Hack West I read quite a good number of nice reviews about them so I contacted them ([email protected] 424 307 2638). After discussing the process, I got signed up with the process and within some couple of days, they buzzed and asked me to pull my report and that the job was done and looks good now. I pulled my report ASAP and my score has been raised to 794 and the student loans, charge-offs, all deleted. Contact Hack West with the above information for your credit issues.
My name is Gibson Jackson, I've been in deep mess with my credit score and lot of negative items on my credit report, this has been affecting and restricting me from getting a mortgage loan. I tried working with credit companies in fixing my credit but the procedures and time frame was not encouraging, I switched to the internet for solutions where I found Mr. Zeek and his credit repair team, they helped in removal of negative items on my report and boost my credit score to mid $700.
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DR., PLEASE HELP:…………….I would like to enter into a lease/option on a home i recently saw for rent, unfortunatley the rent payment is high and the home is up for sale at a alarmingly high rate, BUT i LOVE the home and would like to buy. The price tag is $339,000 (NEW CONSTRUCTION) and rent is listed @ $1800.00 monthly!!! it’s been for rent for a very long time. How can I get them to come down on the monthly rent to maybe $1500.00 given I put a higher down payment +Security deposit and enter into a lease/purchase contract that included a substantial down payment when time to purchase the home?
I’m delighted to express my gratitude to my dear friend Robert I was really down with a low credit profile which had me thinking hardly. Little did I know Robert is also credit specialist I know he’s quite a hacker, So I contacted him regarding my credit issue if he had a solution he said yes and he would help me fix my credit after explaining the issues on my credit and I just need to send in my info and left me some instructions which I did that gave him a breakthrough that helped to fix my credit within 24hrs. My credit score is in the mid 700 in all 3 bureaus with all negative items and hard inquiries been sorted out I’m very grateful and I address anyone looking for a remedy to their credit to contact Robert on 205 418 0498 mail [email protected] Do mention my name when you get to him Andrew.
Broker Remarks:  Rent to Own Option Available. charming ranch with two bedrooms, one bathroom, hardwood floors throughout. all appliances and washer/dryer included. home is on corner lot with a huge fenced backyard. easy access to several parks, stanley marketplace, johnson & wales university, cu anschutz medical campus, & conveniently lo... more...

After paying off all my bills on my report the negative items were still reflecting on my credit reports which was really discouraging. After some online research on credit repairs, I ran into this site and I saw the wonderful testimonies of people helped by Mr Zeek and his team, I made inquiries and we moved on to work, 8 days after all the negative reports were wiped off and also increased my credit scores to 785+ on all credit bureaus. I'm happy for the great services they offered me despite little charges.

I was planning on securing a loan to get a house. I read blogs and post of how hackers helped people who were in need of removing negative items on their credit report which accumulated, I was heading on foreclosure, and it would be very difficult for me to own a home again, let alone get a good credit rating. Then I was introduced to a credit specialist online TROVIANCREDITREPAIR they got negative items removed from my report. I was skeptic at first but on the long run I was glad I made the decision to reach out to them. The effect on my credit score and my report was cleared of negative comments, for your hacking exploits I’ll say you reach the team via email ([email protected] +1 (205) 346-7951) you’ll be glad afterwards I guarantee you.
Unfortunately, there are a lot of RTO scams that any potential buyers have to watch out for. If something sounds too good to be true, it usually is. If you don't' trust the seller, or if they're asking for a lot of money upfront, leave it. There are legitimate RTO options available. You don't have to take the first one that comes along. Ensure you read the fine print and have a Realtor and/or a real estate lawyer verify the contract is fair. Many deals are fair - particularly those offered by local nonprofits like SHOP - but dishonest companies who do not disclose major issues can destroy people's lives:

I also want to take this time as one happy client of MR ALEX to reach out to everyone out there, Who are struggling with bad credit line and as a result of that has made it difficult obtaining Mortage loans,Car loans and host of others just like i once did. Before now i always wondered if it's possible to get your bad credit line fixed and all late payments history cleared off. Not until i got in touch with ALEX from seeing so many applaud from other satisfied clients on so many credit blog and deciding to give a try using his services, Now i've got smiles on my face once again along side that of my wife and kids. So i urge you all going through such as well to put an end to the quest by getting in touch with these Guru(ALEX) when it gets to do with restoring your credit line cause he's got all the expertise and as well got integrity, Contact him via [email protected] and can as well send a direct message to him via +1 (732)-798-0864

Do you really have a low credit and want to do something about it, then hit up the best credit repair agency around the globe (HACK WEST CREDIT REPAIR). He deleted my IRS and liens from my report and boosted my score from a low 450 to a high 790. His job is accurate and he keeps up with time (7 to 13 business days) .Contact him via [email protected]/ +1(424) 307 2638
Maria, while there will be some expenses you can deduct from the income you receive (such as depreciation), you likely will end up paying taxes on some portion of the rent. One option is to sell her the house and finance it yourself. By selling the house, you take advantage of homeowner tax breaks. You’ll pay taxes on the interest portion of the payments, but not the principal. But before you make any decisions, talk to a tax professional. Best of luck.

What happens when you find the home of your dreams but aren’t quite ready to take out a loan and accept responsibility for a mortgage and property upkeep expenses? You hope there’s a rent-to-own option. This type of contract allows you to rent the home for a designated period of time with the understanding that you can purchase the home near the end of the contract. This gives you time to adjust to your new neighborhood and shop around for the best lender to service your mortgage application. You can end up in a better financial position for taking that time, and you don’t lose out on the home since you get to move in right away as a renter.

I want to give a quick review on the services of XAP CREDIT SOLUTION, they are a group of tested and trusted credit specialists, they usually work with the best possible timeframe of within 7 to 14 business days, their work speaks volumes, my family and I owe them everything down to the better life we now enjoy. I never imagined a low credit score of 420 been upgraded to 785. I also want to acknowledge their efforts in removing and clearing negative comments, 4 members of my family have benefitted immensely from their services and its being the best. They actually kept to their word. I suggest you contact them if you are tired of low credit and negatives ruining your life. You can text them via (972) 597 9704 or email [email protected] for more information.


Happy Money Monday Family, My name is Wilson Kelvin from LA. With much joy in my heart I want to take this time out firstly to appreciate God for he’s mercies in my life and family for a good head start this year and to this genius Robert (Ghost Virus) for making it possible. He deleted all the negative items, collection, student loan and other bad items stocked on my report which disqualified us from getting a Home. But after our conversation with Robert about the challenges on our report and we needed help which he offered us it took about 16 days to wipe off the bad items and increase our scores leaving good Tradeline but it was worth it . We are the newest home owners on the block with a Brand new Cadillac and Mercedes. You too can restore your credit Today by Texting CREDIT TO 205 418 0498 or Mail; [email protected]
I know a group of hackers that can help fix your credit, because they helped me fix my credit, by increasing my credit and clearing negative items on my report, they offer legitimate services such as clearing bad records online that cannot be traced back to you. I read a lot of good reviews about them here and contacted them. They didn’t fail. Check them out;
1% option? And no security? It takes longer to remove a lease option renter. If they know they are not going to buy they will not pay last months rent and will stay until the court removes them. You are looking at 3 months unpaid rent plus damages. I charge $4,500 option incase of this. Only $150 a month? That’s only $1,800, what kind of incentive is this? I give them 50% of rent towards purchase, ($750×12=$9,000+$4500=$13,500), it helps them tremendously. Negotiate downward? Why? Owner is allowing interest free house payments, (50% rent), to a unqualified buyer; the price is usually on the high side. Where else can you pay $9,000 a year or more towards the principal and not the interest of a home purchase? Hold off on maintenance? The lease/buyer is responsible for all maintenance from day one; that is why money is being set aside for purchase and renter has all the tax benefits. Purchase within 12 months and not have to worry about repairs for 6 months, please tell me where I can get a deal like that. This is not a perfect world, and if they decide to move, owner is often stuck with unpaid rent and damages.
"rent-to-own agreements reside in a gray area of the law. An examination by The New York Times of contracts and court filings, as well as interviews with housing lawyers and more than a dozen of Vision’s customers across the country, found that these deals are risky, lack consumer protections and may not be enforceable in some states. Most tenants walk away with nothing, having sunk money for rent and repairs into homes they had once hoped to own. Others faced surprise evictions, having signed a contract that did not disclose what repairs were needed, yet set a deadline for making sure the home was up to local housing code. As different tenants move in and out of the same property over the course of years, many homes fall further into disrepair."

A rent-to-own agreement can be an excellent option if you’re an aspiring homeowner but aren’t quite ready, financially speaking. These agreements give you the chance to get your finances in order, improve your credit score and save money for a down payment while “locking in” the house you’d like to own. If the option money and/or a percentage of the rent goes toward the purchase price – which they often do – you also get to build some equity.
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Grand and elegant single family in the best Waterstone community of Floridain Bay Estates. Ample rooms and living areas. Large double car garage. Huge yard front and back. Indoor washer and dryer and lots of ammenities. Don't miss this oportunity. Property has been listed for sale but will be removed from the markety once rented. Cash owned, free of debt or foreclosure. HOA approval required, move in ready and easy to show! See it today, will not last.
Using a Rent-To-Own method instead of a conventional home mortgage can seem like it’s “too good to be true”, but it’s not! In fact, it can beat the overall cost and risk of a bank-backed home loan. Many people are fearful of lease option homes because it’s not the cookie cutter way to purchase a home. What they don’t realize is that it can save you hundreds of thousands of dollars and a huge headache. How is this possible? Easy – there’s a built-in escape clause!

The potential renters are putting $5000 down and their 1st months rent is included within this payment. And I am giving them 300 credit towards the purchase. So i did not plan on putting any of the payments in any escrow and planned on using the money they pay to help with my house I purchased and was just going to keep track of all payments so as to show everything they are paying where it is being applied to rent and credits towards the purchase. So is this okay the way I am doing this? They are RTO for 3 years and the place was totally remodeled so nothing needs to be update so they are buying as is and carrying renters insurance as I am carrying dwelling insurance plus paying the taxes. So I am just wondering about the taxes on what I can totally have to claim without owing a bunch of taxes in the end of when they purchase it for the set price. Do I just claim all of the entire payments for taxes at the end of each year so then there are no taxes on this income when the purchase is processed? I’ve been researching over and over and I feel somewhat more confused in regards to all the taxes involved in this RTO process. Any help would be greatly appreciated.
I was planning on securing a loan to get a house. I read blogs and post of how hackers helped people who were in need of removing negative items on their credit report which accumulated, I was heading on foreclosure, and it would be very difficult for me to own a home again, let alone get a good credit rating. Then I was introduced to a credit specialist online TROVIANCREDITREPAIR they got negative items removed from my report. I was skeptic at first but on the long run I was glad I made the decision to reach out to them. The effect on my credit score and my report was cleared of negative comments, for your hacking exploits I’ll say you reach the team via email ([email protected] +1 (205) 346-7951) you’ll be glad afterwards I guarantee you.

Hi there, you have every reason to smile, I bring you good news, all your tales of woes due to bad credit is history, I spent the better part of last 6 months looking for a professional ethical hacker that can help fix my credit, I had a very bad credit score of 80, with charge offs and evictions, I read on trulia various reviews about a group of professional repair specialists whom have helped people. So I cried to them and told them my problem and predicaments. They told me the requirements and after 9 business days they repaired my credit, my score is now at 780, which has been recognized by the 3 credit bureaus. They removed the aliens and negative collections in my credit report. If you have the same problems I highly recommend contacting them on [email protected], or you text (972) 597 9704. They are very professional and give solid financial advice to enable you lead a healthy financial life. I just thought you should know. Thanks….
After paying off all my bills on my report the negative items were still reflecting on my credit reports which was really discouraging. After some online research on credit repairs, I ran into this site and I saw the wonderful testimonies of people helped by Mr Zeek and his team, I made enquiries and we moved on to work, 8 days after all the negative reports were wiped off and also increased my credit scores to 785+ on all credit bureaus. I'm happy for the great services they offered me despite little charges.
If at the end of the time period and you do not get a loan to purchase the house, you will lose your down payment and other payments that you made towards the house. But at least you will not be stuck in a thirty year mortgage. If you are a home owner planning to put up your house for rent to own then you now have a clear picture on how to get things going. The same goes if you are a looking for a house but cannot afford to buy one at the moment. You also have an idea of the pros and cons of the deal. So, give our rent to own homes free listings a go and find your new home today.
Gary, I couldn’t disagree more. As with rent (see my comment below), a reasonable price for a home at the start of a lease-option falls within a range. There is no one reasonable price. For a 3-year lease-option, we tend to set the price at the high end of the range, and agree to sell the house at that price during the term of the lease-option. A 3% lease-option fee is both unreasonable, in my opinion, and unrealistic for the types of homes we own. If that works for you, great. But it doesn’t work for us.

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Q: It has been almost a year since the short sale of our previous home. We don't believe we will be able to qualify for a mortgage for a while yet. Do Realtors assist buyers in finding a situation where we could rent a home for a period of time (say, a year), with the intention of purchasing it at the end of that time period? Or is that not really something Realtors do?


Option Fee – It is a fixed amount that the renter (or the prospective buyer) needs to pay to the seller. It is a one-time, usually non-refundable amount which provides the buyer an option to purchase the house in future. Note that paying the option fee does not constitute any obligation on the buyer’s part, but merely grants him the “right” to purchase the property when the contract expires.

I never thought I could move up the echelon of the society where I wouldn’t have to worry about a low FICO score, and other credit issues. My profile was laden with hard inquiries, liens, etc. but with the aid of XAP CREDIT SOLUTION whom I met via google search my entire life has turned around for good. My score is now soaring in the 800s, with negatives cleared. This is a testimony and you’ve got to believe me when I say XAP is real. Do well to contact them for all forms of credit upgrade [email protected] or text (972) 597 9704. Best wishes…
This beautiful two bedroom, two bath, two car garage home, located in Gulf Gate Glen, can be purchased with owner financing for only $5,000 down. This home boasts cathedral ceilings throughout, a massive living room, spacious garage, a large master bathroom with two sinks, and an appealing maintenance free lawn. Located in an immaculate neighborhood that is near shopping, beaches, and several schools. Why rent? Cheaper to own. Call 941-312-0949. (Listing 6193564 Confirmed 6/4/2013)

How do you know what rental amount to pay and what should be extra to go towards purchase? (Asking price is $119,500- Zillow is $112,000. Who pay taxes, rent, HOA dues? Should there be an amount paid to keep purchased price firm? Would this go towards purchase? Should you pay the asking price or the Zillow amount? Do you need to use a real estate lawyer?This is an excellent website. Very helpful?

I know this is an old comment that I am responding to, but for the education of the public I am responding. A lease-options generally favors the seller, not the buyer, unless the buyer is 100% certain to buy. It is my dream as a seller to do lease-options all day without the buyer exercising the option – free money. Example: Home is 275K, market rent is 1400 per month. I ask for $5000 down (the non-refundable option money) and charge $1600 per month rent (with $200 going toward buyer option credit). If I would have just rented the house at the end of 2 years I would have made $33,600 in rent, but with a lease option I made $43,400 = that is a difference of nearly $10,000 AND I still have a property to rent or sale to the next person.
Gary, I couldn’t disagree more. As with rent (see my comment below), a reasonable price for a home at the start of a lease-option falls within a range. There is no one reasonable price. For a 3-year lease-option, we tend to set the price at the high end of the range, and agree to sell the house at that price during the term of the lease-option. A 3% lease-option fee is both unreasonable, in my opinion, and unrealistic for the types of homes we own. If that works for you, great. But it doesn’t work for us.
I know this is an old comment that I am responding to, but for the education of the public I am responding. A lease-options generally favors the seller, not the buyer, unless the buyer is 100% certain to buy. It is my dream as a seller to do lease-options all day without the buyer exercising the option – free money. Example: Home is 275K, market rent is 1400 per month. I ask for $5000 down (the non-refundable option money) and charge $1600 per month rent (with $200 going toward buyer option credit). If I would have just rented the house at the end of 2 years I would have made $33,600 in rent, but with a lease option I made $43,400 = that is a difference of nearly $10,000 AND I still have a property to rent or sale to the next person.
To begin your search for rent to own homes, start online with rent to own homes listings. But be aware there are many sites that cater to helping people find homes for rent to own but they like to charge you for their listings. Well here you don’t have to pay a cent. We are proud to say that our rent to own homes listings are Free. Check out the sites that are selling homes by owner. That way you can deal directly with the owner and talk to them about rent to own homes.
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Conversely, if you decide not to buy the house – or are unable to secure financing by the end of the lease term – the option expires and you move out of the home, just as if you were renting any other property. You’ll likely forfeit any money paid up to that point, including the option money and any rent credit earned, but you won’t be under any obligation to continue renting or to buy the home.
If your budget can’t tolerate the mortgage in those communities, you can still enjoy a pleasant living environment in neighborhoods like Aliante. This is a family-friendly community with a suburban feel, and you have access to multiple parks and schools within close proximity of residential areas. Henderson and Summerlin are larger neighborhoods that offer similar suburban living environments with reasonable housing prices.
Some rent-to-own shops charge fees & interest which amount to over a 300% mark up over retail. The spreads on rent-to-own homes are typically far tighter, simply because the amount being financed is much higher. That said, the success rates for rent-to-own homes are likely much lower than they are for other types of goods, as the contract both lasts for a longer period of time and is associated with a far larger sum of capital.

It may seem odd to talk about financing, since you won’t need a mortgage unless and until you decide to buy. But my recommendation is that you talk to a mortgage broker BEFORE entering into a lease option. A good mortgage broker will give you an honest assessment of your chances of being approved for a loan during the term of the option. While a broker can’t offer you any guarantees, they can arm you with important information that will help you make the best decisions for you and your family.
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I moved into a rent to own home 7 months ago, and what a disaster. I have pry made all of these mistakes! It is an option to buy the home, and since it was an option I took it more in mind as a rental. I would have hired an inspector if I knew any of this. If I was going to purchase, then I would have had an inspector come in. I came thru and inspected it myself. It is a 3 bedroom bungalow house. It was forclosed for a year and a half before the broker had purchased it. The whole first floor they repainted, put new carpeting and tiled the kitchen so it looked pretty good. The upstairs is carpeted also. It did need some work from what I could see, but they we’re not any major things. New heating system and windows. They basically slapped this house together cheaply so someone would come in and take it. 1 year old roof on house, siding could use redone, but like I said the major things I saw we’re done. 1 car garage, not the best but not the worst either – I have seen worse. Basement not finished, but did not appear to have leaks, mold or anything else was clean. I signed the lease, started moving a couple things in and cleaning very good as I am OCD about a clean house. I noticed in one tiny area upstairs that they had not recarpeted – it was in the closet and there was no lighting, a ton of mouse droppings and urine on this old carpet. I called the guy ASASP and said what the heck you got me in a mouse infested house? He said no I was with the workers everyday there is no mouse droppings so I sent a picture to his phone. My youngest daughter has asthma, first 2 weeks there she could not breath we got an air purifier for her room. I had to get her on meds cuz she was having panic attacks at night when she would go to sleep that she would quit breathing it was so bad. I moved later in the year so we were using the heat and I pulled some of the heating system apart where the filter goes – ton of mouse crap. So that is blowing thru our vents. I have been sick, my daughter has been ill. Then within 2nd month I notice the walls on back of the house in basement in spots are just leaking water. There is such a bad foundation problem. So I had a construction person come over and we start looking up towards the ceiling – where the sides and the ceiling meet – they straight painted the walls to just cover the issue. within 7 months now, every wall along the back of the house is showing this water issue. My kitchen tile is bowing – bathroom wall is bowing. The garage had some rotten wood and it leaks really bad, they put a big tarp over it which within a couple of weeks was ripping and falling down. I started doing work that needed done and putting money into the house – but seeing all of this I have seized everything. I got screwed bad, and to top it off it’s a health issue and things we’re covered up by the Landlord.
I find it difficult to say that I read something online that helped me; I missed paying back my loans and was late on the rent. These did a great deal of harm to my FICO score, it dropped to as low as 406. I was at an all-time low as I need to secure a loan in order to offset my son’s medical bills. Until, I came across a testimony on trulia about XAP CREDIT SOLUTION. I decided to give to give them a try. Today my FICO is at 780. All thanks to XAP. Reach them on [email protected]/ (+1 972 597 9704). THANKS
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