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It really is worth your time to contact a patent attorney or agent before committing yourself and your idea to the patent pathway. Often times, a patent application is the best route, but sometimes it is not. Submitting an incorrectly prepared or researched patent application may actually create more problems for your continued enjoyment of your invention than not submitting anything at all.
Great article, Rob! Thank you so much for spelling it out like you did. My husband and I are about to enter into a RTO agreement and we are both terrified. We’re both young with young kids and this is a huge decision to make. I’ve talked to a few smart friends and relatives and Ive googled until my hands hurt. Maybe you can answer a few of my questions.

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I moved into a rent to own home 7 months ago, and what a disaster. I have pry made all of these mistakes! It is an option to buy the home, and since it was an option I took it more in mind as a rental. I would have hired an inspector if I knew any of this. If I was going to purchase, then I would have had an inspector come in. I came thru and inspected it myself. It is a 3 bedroom bungalow house. It was forclosed for a year and a half before the broker had purchased it. The whole first floor they repainted, put new carpeting and tiled the kitchen so it looked pretty good. The upstairs is carpeted also. It did need some work from what I could see, but they we’re not any major things. New heating system and windows. They basically slapped this house together cheaply so someone would come in and take it. 1 year old roof on house, siding could use redone, but like I said the major things I saw we’re done. 1 car garage, not the best but not the worst either – I have seen worse. Basement not finished, but did not appear to have leaks, mold or anything else was clean. I signed the lease, started moving a couple things in and cleaning very good as I am OCD about a clean house. I noticed in one tiny area upstairs that they had not recarpeted – it was in the closet and there was no lighting, a ton of mouse droppings and urine on this old carpet. I called the guy ASASP and said what the heck you got me in a mouse infested house? He said no I was with the workers everyday there is no mouse droppings so I sent a picture to his phone. My youngest daughter has asthma, first 2 weeks there she could not breath we got an air purifier for her room. I had to get her on meds cuz she was having panic attacks at night when she would go to sleep that she would quit breathing it was so bad. I moved later in the year so we were using the heat and I pulled some of the heating system apart where the filter goes – ton of mouse crap. So that is blowing thru our vents. I have been sick, my daughter has been ill. Then within 2nd month I notice the walls on back of the house in basement in spots are just leaking water. There is such a bad foundation problem. So I had a construction person come over and we start looking up towards the ceiling – where the sides and the ceiling meet – they straight painted the walls to just cover the issue. within 7 months now, every wall along the back of the house is showing this water issue. My kitchen tile is bowing – bathroom wall is bowing. The garage had some rotten wood and it leaks really bad, they put a big tarp over it which within a couple of weeks was ripping and falling down. I started doing work that needed done and putting money into the house – but seeing all of this I have seized everything. I got screwed bad, and to top it off it’s a health issue and things we’re covered up by the Landlord.
Rent to Own is your resource for all things related to rent-to-own real estate. Whether you are looking for rent-to-own homes in your area, or you are simply looking for information about rent-to-own properties, such as determining if a rent-to-own home is right for you or understanding more about the rent-to-own process. In addition to our lease-to-own home options, we also provide local-level data on foreclosures, auctions and regular home sales so you can get a great deal on the home you deserve.
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I had a credit score of 504(Transunion) and 511(Equifax), while trying to make applications for surgery loans, I never got approved and found out it was all due to my low FICO scores. After contacting the right personnels I was informed that I needed a FICO score of 700-780 for qualifications (considered as good by FICO). My situation wasn't getting any better and that made me desperate on my quest for score increase. I found MR. ZEEKTECH online and he helped me increase my FICO score to 750+ accross the three credit bureaus .

You will usually pay higher prices with a rent-to-own arrangement. These inflated prices are due to your rent money going for two different things, as well as miscellaneous fees that the tenant will be responsible for. You could also start out paying a slightly lower price and have it go up each year. Some clever buyers have paid inflated rents for a short period of time before coming into a "sudden windfall" to buy the property early, though contracts are typically created by the seller with the seller's interests first.
Rent to own housing is a popular choice for home buyers who may not qualify for a traditional mortgage, or lack the funds needed for a large down payment the lenders require. Rent to own properties help to overcome these situations for those who are ready to commit to a purchase. Buying a rent to own home can provide an easier approach to purchasing a home because it starts with a familiar lease agreement. Buyers of rent to own homes will rent, or lease, the home for a designated period of time. The great benefit for renter-buyers is that over time, a portion of the monthly rent payments are applied toward the ultimate purchase of the home. Plus, the final purchase price is determined up front in a lease option agreement, so there is no risk that the purchase price will rise later.

Reasons to enter into a lease option include the better use of a buyer's time and money by allowing a renter the time to secure financing, save money, reduce debt and acquire financing. Additionally, since the purchase option price of the home is usually fixed when the lease is signed, another plus in an up market can be when home values increase over the term of the lease while the fixed option price remains constant, a buyer/renter can actually be earning equity while renting. Done properly, a lease option can be quite a good deal for a buyer. On the down side, if the value of the property decreases over the term of the lease the buyer has lost nothing since he can simply walk away at the end of the lease term.


Jake, the signed lease should give your brother certain rights. A landlord can’t simply evict a tenant contrary to the lease in order to move in. Your brother should consult an attorney. As for the mortgage, there’s nothing that I’m aware of that prevents a landlord from getting a mortgage on a house that they own. If your brother came to purchase the house, the proceeds would have to pay off the mortgage first.

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